VP Consumer Lending

Company: JobTracks
Location: Redlands
Posted on: May 16, 2022

Job Description:

Purpose: Oversee the processes, procedures, and policies in the Credit Union's Lending Department. Ensure the credit union is operating within all federal, state, and local laws and regulations. Provides visible leadership and direction to the credit union's staff and members. Scope: The Vice President of Lending is responsible for administration and efficient daily operations of the loan servicing operations, including consumer loan servicing, and commercial loan servicing. As leader for the lending department, the VP of Lending must pursue the best experience for the members and employees with thorough product knowledge. The position requires good supervisory and organization skills, the ability to remain focused in a fast-paced environment while managing strict deadlines, and the willingness to be an integral part of a lending team Duties & Responsibilities: 1. Assumes overall responsibility for the success of the consumer loan portfolio, including indirect lending, direct lending, personal loans/lines of credit and mortgage. 2. Directs and monitors consumer lending operations, through subordinate staff, to ensure credit union meets established goals and objectives. Monitors product delivery and quality, taking action to resolve problems. 3. Assumes overall responsibility for the success of the commercial loan portfolio, including developing new and existing business relationships, underwriting, structuring, and closing commercial loans as well as maintaining and servicing the commercial loans. 4. Develops, proposes, gains acceptance for and implements consumer and commercial lending program policy and strategy; leads activities relating to new product development with respect to consumer and commercial loan programs. Manages consumer and commercial underwriting and processing activities ensuring regulatory compliance. 5. Monitors economic, market, and competitor pricing, making recommendations for product pricing adjustments. 6. Evaluates the loan portfolio, analyze developing trends, and recommends changes and improvements based on credit union standards, risk tolerances, and practices. 7. Maintains a, highly trained, highly skilled, motivated staff sufficient to meet consumer loan demands; ensures service level standards are met or exceeded and the team is delivering quality results. 8. Attend meetings and report on assigned areas of responsibility as requested by the President. 9. Audit loan portfolio to ensure policy guidelines are followed. 10. Investigate and resolve problems that arise in reference to member accounts. 11. Assist in any area as directed by the President. 12. Work closely with the President/CEO, CFO, VP of Operations, Branch Managers, Human Resource Manager, Marketing, and Compliance Coordinator to implement programs which will enhance the growth of the credit union. 13. Participate in the strategic planning and management of the credit union. 14. All other duties as assigned.

Keywords: JobTracks, Redlands , VP Consumer Lending, Executive , Redlands, California